Integrated payment        solution provider

 

Telephone:

+36 (1) 328 5000

Partners

Vendors

Verifone
Verifone is the leader in providing trusted, secure and innovative payment terminals, global payment as a service, and commerce enablement solutions that create more valuable experiences and rich interactions between consumers and merchants. The company's products and services include mobile, countertop and self-service payment devices, software, and web-based gateways.

VeriFone’s system solutions are able to process a wide range of payment types including signature and PIN-based debit cards, credit cards, contactless / radio frequency identification, or RFID, cards, smart cards, pre-paid gift and other stored-value cards, electronic bill payment, check authorization and conversion, signature capture and electronic benefits transfer, or EBT. VeriFone’s proprietary architecture was the first to enable multiple value-added applications, such as gift card and loyalty card programs, healthcare insurance eligibility and time and attendance tracking, to reside on the same system without requiring recertification upon the addition of new applications.

PAX Technology Ltd

PAX Technology Limited (“PAX”) is founded in 2001, PAX is an innovative global provider of electronic payment solutions offering world-class, cost effective and superior quality payment solutions. Our comprehensive portfolio of PCI and EMV compliant electronic fund transfer point-of-sale (EFT-POS) terminals include various models within each of the key segments of Countertop, Mobile and Wireless, Multilane Retail and Contactless / NFC.

PAX has consistently been the top ranking supplier of POS terminal solutions to acquiring banks in China, while evolving in the last couple of years into a major global player, winning substantial market share in international markets with innovative products that are fully compliant with international standards. Building on its service excellence and proven leadership position in Asia, PAX is considered one of the fastest growing payment solution providers with world-class manufacturing and RD capabilities and a growing sales and channel partner network across the globe.

SFour
SFOUR has been in the self-service systems market for over 10 years. We develop, manufacture and introduce comprehensive solutions on the basis of self-checkout terminals.

To date, we have a team of highly skilled designers and engineers who provide a full cycle of product development and production.

SFOUR key principles

  • Partnership
  • Specialization
  • High quality

The company develop self-service solutions for various business sectors.

INPAS
INPAS Company (Innovative Payment Solutions) is the leader and the largest suppliers of payment solutions for banks and retail. INPAS supplies POS-terminal equipment, software applications, including multivendor UNIPOS software, cards and mobile business applications, acquiring management systems and cash handling equipment. Solutions offered by INPAS are certified by international payment systems. The number of INPAS clients amounts to over 500 companies both in Russia and abroad, including banks, processing and IT companies, state and government structures, retail, transport, petrol, and other commercial companies. INPAS offices are located in Moscow, Kiev, Tbilisi, Almaty and Budapest. The company was founded in 1995 and it is a part of a large IT-holding ITG (INLINE Technologies Group), which is the 5th in rating of CNews Analitycs 2012 among the suppliers of IT solutions for banks in the Russian market.

International payment systems

VISA Inc.
Visa is a global payments technology company that connects consumers, businesses and financial institutions around the world with products and services that make payments more convenient and more secure.

Visa helps millions of cardholders across the world better manage their finances by enabling them to pay ahead with a prepaid card, to pay now with a debit card or to pay later with a credit card. We offer customers peace of mind in knowing they can use their cards with convenience, security and ease, virtually anywhere in the world, at any time.

MasterCard Worldwide
MasterCard is a global payments and technology company. It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities - such as shopping, traveling, running a business and managing finances - easier, more secure and more efficient for everyone.
American Express Company
American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. American Express Company, also known as AmEx, is an American multinational financial services corporation headquartered in Three World Financial Center, Manhattan, New York City, New York, United States. Founded in 1850, it is one of the 30 components of the Dow Jones Industrial Average. The company is best known for its credit card, charge card, and traveler’s cheque businesses.
China UnionPay
Established in March 2002, UnionPay is a bankcard association established under the approval of the State Council and the People’s Bank of China. At present, the Shanghai-headquartered UnionPay has about 400 domestic and overseas associate members.

UnionPay has become the central and pivotal part of China’s bankcard industry, and plays an essential role in the industry development. As the bankcard association in China, UnionPay operates an inter-bank transaction settlement system through which the connection and switch between banking systems and the inter-bank, cross-region and cross-border usages of bankcards issued by associate banks could be realized.

Suppliers of Hosting Solutions

Compass Plus
Compass Plus is a mid-size high-tech company holding three complementary business competences within its scope: OLTP software development for retail banking systems and electronic payments, a processing operation (Processing Centre certified with VISA and MasterCard Europe) and EFT-related business and technology consulting. The company was established in 1989 as a successor to a large R&D institute dating back to 1956, first as an industrial automation center and then as a general information technology research laboratory.

Historically, a core competence of Compass Plus lies in the development and implementation of object-oriented technologies and tools for building, debugging and maintaining large-scale automated systems. Leveraging this expertise today, Compass Plus is committed to providing refined state-of-the-art products and flexible business solutions that drive all-scale multi-component EFT systems employed in the financial and retail industries, mobile and electronic commerce, interactive self-service business and in other trade areas that engage in electronic payments. In-house developed superior EFT product family - TranzWare™ - incorporates a comprehensive range of integrated customisable products and is fit to suit an array of customer needs. TranzWare™ solutions are capable of reducing clients' total cost of ownership, improving ROI, increasing efficiency and delivering great benefits to end customers.

IFS Payment Services
IFS Payment Services company was founded by group of experienced specialists who build a number of interbank card transaction processing centers, among them CardCenter (1st MasterCard processing center in Russia), Slavyansky Bank processing center (owners of DinersClub franchise), Gazprombank processing center. Today company sells, supports and have exclusive rights on the Russian Federation territory and CIS countries (except Ukraine) for the TechNique Plus II host transaction processing product. Companies major clients are financial institutes, banks and independent processors. Our key clients are: Devon-Credit Bank, Bank of Credit and Savings, National Reserve Bank, Ekoprombank, Texnikabank and independant payment systems ContinentCard and RGUTIS.

IFS Payment Services services include banking system integration, from scratch of card processing and personalization centers, terminal and acquiring network building and integration. IFS is the only company on market who propose full outsourcing model for banking in-house card processing support. Now company fully outsource all technical activity for «ContinentCard» payment system and partially for Texnikabank.

OpenWay Group
OpenWay Group is an international software company founded in 1995 to develop WAY4, an innovative, flexible, streamlined payment processing framework. WAY4 is a proven foundation for a wide range of software solutions, including WAY4 Switch, WAY4 Card and Merchant Management, WAY4 Smart Card Personalisation, WAY4 Consumer Loans, WAY4 Behaviour Loyalty and other payment solutions. Today, OpenWay’s success is proven by more than 90 banks, payment service providers, telcos and governmental agencies in the Europe, North America, the Middle East and Asia/Pacific. Built on Oracle / UNIX clusters, WAY4 has been proven to process more than 3,000 business transactions per second. WAY4-based solutions are certified by MasterCard, VISA, AMEX, Diners Club, JCB, and CUP.
Tieto
Tieto is an IT service company providing IT, RD and consulting services. With approximately 16 000 experts, it is among the leading IT service companies in Northern Europe and the global leader in selected segments. Tieto specializes in areas where it has the deepest understanding of its customers' businesses and needs. The superior customer centricity and Nordic expertise set Tieto apart from its competitors. Tieto is the new brand name as of 1 December 2008. The official registered name of the company is TietoEnator Corporation.
Banking Production Centre (BPC)
Founded in 1995 as Banking Production Centre, today BPC is the recognized provider of e-payment solutions for the global financial industry. The company is a part of the BPC Group, which, with its interests in Financial Services, Energy and Chemicals, delivers cutting-edge technology solutions and best international practices to the rapidly growing industries.

Our key offering to financial institutions is based on the SmartVista Suite, an industry acclaimed set of software products, catering for every aspect of business related to transaction processing and card management. With a dedicated team of professionals, we work with the largest and most progressive financial institutions, developing and deploying SmartVista based solutions, which address their specific business requirements.

Today BPC has a strong global reach with a sales, marketing and support presence in branches and subsidiaries operating throughout Europe, in Asia Pacific and the Middle East. In addition we are represented through corporate business partners in different regions and have strong alliance relationships with industry leaders.

First Data
First Data is a leading provider of electronic commerce and payment processing services to financial institutions, governments and merchants in more than 50 markets around the world.

First Data offers a broad range of payment solutions tailored to regional and local market requirements, including:

  • Issuing and consumer finance processing
  • Acquiring processing and switching
  • Merchant acquiring
  • ATM and POS management
  • Value-added services such as risk and fraud management
  • Contact centre, back office and output services
Global Payments
Global Payments Inc. is a payment processing company based in Atlanta, Georgia. Global Payments functions as an electronic payment processor to merchants, independent sales organizations, financial institutions, government agencies and multinational corporations in the United States, Canada, Latin America, the United Kingdom, Europe and Asia-Pacific.

TSYS' headquarters are located in Columbus, Georgia, U.S.A. with local offices spread across the Americas, EMEA and Asia–Pacific. TSYS provides services to more than half of the top-20 global banks.

In a bygone era, general store merchants greeted their customers by name and spent a minute or two in conversation before processing the transaction, which was a simple exchange of merchandise for cash. As customers selected their products, the merchants learned their preferences – both benefiting from the relationship.

TSYS
TSYS' headquarters are located in Columbus, Georgia, U.S.A. with local offices spread across the Americas, EMEA and Asia–Pacific. TSYS provides services to more than half of the top-20 global banks.

In a bygone era, general store merchants greeted their customers by name and spent a minute or two in conversation before processing the transaction, which was a simple exchange of merchandise for cash. As customers selected their products, the merchants learned their preferences – both benefiting from the relationship.

Welcome Real Time
Welcome Real Time is part of the Collinson Group, a global company shaping and influencing customer behaviour to drive revenue and add value for their clients. Through a range of innovative banking and payment based solutions, Welcome Real Time helps organisations run real-time loyalty and marketing programmes leading to improved customer satisfaction, retention and profitability.

Welcome Real Time adapts to the needs of its clients through the richness, flexibility and scalability of its solutions, the variety of business models and the expertise of its teams. Since 1996 Welcome Real Time has developed and implemented its unique and award winning loyalty solutions for the banking and payment industry across the 5 continents, for over 20 clients reaching over 100 million customers and over 1 million merchants.

Bank Cards

Alioth
LLC "Aliot" was established in 2008 and is one of the leading companies in the production of all types of plastic cards and related services, as the development of design, personalization, PIN printing envelopes, shipping, storage, regardless of the volume of manufactured batch.

«ALIOTH» Company specializes in full production cycle of bank cards and provides the following services: design, personalization, PIN-envelopes, sorting, storage and delivery. «ALIOTH» produces all types of plastic cards, including magnetic stripe, smart-cards, dual, contactless cards of EMV standard, other types of cards including universal electronic and e-Government cards. «ALIOTH» Company has all required Russian and International Payment Systems certificates and licenses, including international quality management certificate ISO9001. One of the general tasks for «ALIOTH» Company management is to provide best quality and secure means of personal identification for the creative market requirements. «ALIOTH» Company’s mission: plastic cards production as a mean of personal identification and remote access to systems, which deliver services to customers.

Gemalto
Gemalto is the leader in digital security with pro forma 2007 annual revenues of over 1.6 billion USD, more than 85 offices in 40 countries and about 10,000 employees including 1,300 research and development (R&D) engineers.

In a world where the digital revolution is increasingly transforming our lives, Gemalto’s solutions are designed to make personal digital interactions more convenient, secure and enjoyable.

Gemalto provides end-to-end solutions for digital security, from the development of software applications, through the design and production of secure personal devices such as smartcards, SIMs, e-passports, and tokens to the deployment of managed services for its customers

Future Cards
FutureCard is an international corporation, expert in the design, manufacturing and customization of all types of cards, from the most basic plastic cards to the most advanced smartcards.

While digitalized data replaces paper formats, sustaining trust is a key issue. Both card issuers and cardholders require reliable products in order to operate safely in our efficiency driven world.

FutureCard’s achievements have turned into the substantial assets we are proud to put at your service.